信用卡的使用(The use of credit cards)

• 随着经济的发展，人们的生活方式、消费习惯也悄然变化。目前，在商场、超市购物时使用信用卡和VIP卡的人越来越多了，请根据下列表格中的内容提示和你对这种现象的认识，用英语写一篇为“The use of credit cards”的短文。
  
  

  产生这种现象的原因	1、安全方面
  	2、气派 显身份
  这种现象可能带来的影响	1、过度消费
  	2、易产生信用卡诈骗
  我的观点	内容有考生自己拟定

  
  要求：
  1、对所给要点，不要简单翻译，要求适当发挥。
  2、词数：120词左右，可以适当增加细节。
  3、参考词组：过度消费overspend
  
  信用卡的使用(The use of credit cards) 
  
  　　As the economy is developing so rapidly, people’s attitude towards life is changing at the same time. Credit cards are becoming more and more popular. but what advantages and disadvantages do they have?
  
  　　Firstly, it is quite convenient ant safe for us to use a credit card. Cash-stolen does not exist in this way. People now take a card instead of a heavy purse wherever they go. Secondly, credit cards represent great honour. People using credit cards shows his special identity and draw others attention.
  
  　　On the other hand, credit cards are not always that good. Credit cards can lead to overspending somehow. People pay more than they have and then get busy paying off. Furthermore the credit card cheating happens more often.
  
  　　In my opinion, credit cards do good in our life. But we should use them carefully. Only when used credit cards properly can make contribution to a more convenient and safer life.
  
  
  
  
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